Cheryl Bower's Real Estate Blog

Noe Valley city view,top floor, updated, cat-friendly 2br/1ba rental $2500/mo

By hjadmin | October 4, 2010

    [property_details details=”1″]   About Noe Valley         Posted by: Cheryl Bower, Realtor CRS, GRI, ABR, ePro Cell 415.999.3450 cheryl@cbower.com DRE #: 01505551 Zephyr Real Estate Follow Me on LinkedIn Facebook Flickr Twitter Facebook Blog RSS Yelp WordPress YouTube Chat cherylbowersf S.F. Bungalow Blog Home Sales Are Back On The Rise…

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America’s Most Expensive ZIP Codes (2010 Edition)

By hjadmin | October 1, 2010

Tiny, tony 91008 — located in Duarte, California — tops the 2010 Forbes list of America’s Most Expensive ZIP Codes.

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  1. National Real Estate Data Lumps 128,203,000 Homes In America Into 1 Data Set
  2. The Best And Worst Cities For Commuters (2010 Edition)
  3. Relocate America’s Top 100 Places To Live (2010 Edition)
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As Homebuilder Confidence Stagnates, Deals Abound

By hjadmin | September 30, 2010

Home builder confidence held firm this month, according to the National Association of Home Builders’ monthly Housing Market Index. September’s reading of 13 equaled a 17-month low.

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  1. Sagging Homebuilder Confidence Opens The Door For Good Deals
  2. Home Builder Confidence Falls Again; Home Buyers Gain Leverage?
  3. The Housing Market Index Reaches A 16-Month High
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Cheryl Bower

Latest Issue of Zephyr Real Estate S.F. MarketTracker week of 9/25/2010

By hjadmin | September 26, 2010

Real Estate Update for San Francisco Homebuyers and Sellers courtesy of: Cheryl Bower DRE# 01505551 415.999.3450 cheryl@cbower.com In This Issue… San Francisco Market Overview SF School Boundary Map Released $30+ Million Mansion Fire Station Fire Sale San Francisco Market Overview Single Family Homes Condos/TICs/Lofts 2-4 Units Median Sales Price, last 180 days % Change from…

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Cheryl Bower

Latest Issue of S.F. MarketTracker

By hjadmin | September 21, 2010

Real Estate Update for San Francisco Homebuyers and Sellers courtesy of: Cheryl Bower DRE# 01505551 415.999.3450 cheryl@cbower.com In This Issue… San Francisco Market Overview SF Hosting America’s Cup? 25-35 Dolores Finally Approved Bounce Your Worries Away San Francisco Market Overview Single Family Homes Condos/TICs/Lofts 2-4 Units Median Sales Price, last 180 days % Change from…

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Home Affordability Gets A Boost From Weak Back-to-School Retail Receipts

By hjadmin | September 15, 2010

The recent rise in mortgage rates was slowed this week after the government released its Retail Sales report for August.

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  1. Home Affordability Increases On Weak Retail Sales Data
  2. Weak Employment Data May Boost The Affordability Of Homes
  3. Retail Sales Dropped In December And Now So Are Mortgage Rates
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What’s Ahead For Mortgage Rates This Week : September 7, 2010

By hjadmin | September 7, 2010

Mortgage rates worsened 3 days in a row last week for the first time since late-April.

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  1. What’s Ahead For Mortgage Rates This Week : September 13, 2010
  2. What’s Ahead For Mortgage Rates This Week : June 14, 2010
  3. What’s Ahead For Mortgage Rates This Week : February 1, 2010
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Bank Mortgage Lending Policies Appear To be Easing

By hjadmin | August 29, 2010

According to the Federal Reserve’s quarterly survey of senior bank loan officers, roughly 1 in 10 lenders added mortgage qualification hurdles between April and June. It’s a huge departure from just 2 years ago when the mortgage industry was facing its first wave of challenges.

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  1. Mortgage Lending Starts To Show Signs Of A Thaw
  2. 1 In 8 Banks Tightened Prime Mortgage Standards Last Quarter
  3. Mortgage Approvals Are Getting More And More Scarce
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What Does It Mean To Escrow Taxes And Insurance?

By hjadmin | August 27, 2010

The fiscal responsibility of a homeowner extends beyond the mortgage’s basic principal and interest repayments. Homeowners are also responsible for the real estate taxes on the home and its insurance premiums, too.

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  1. What Does It Mean To “Escrow” Taxes And Insurance?
  2. Simple Real Estate Definitions : Escrow Account
  3. The Difference Between Private Mortgage Insurance And Homeowners Insurance
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A Lender’s Perspective: How does the Homeowners Insurance Agent fit in during a Home Purchase?

By hjadmin | August 25, 2010

In the case of a home purchase, the mortgage lender cannot do his job unless homeowners insurance is provided. And a good insurance agent is very important to make sure the client has the correct and adequate insurance coverage. How is the right coverage amount determined and how does the mortgage lender and […]

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  1. What should I expect from my insurance agent/agency when I buy a new home?
  2. Do Your Own Research And Your Appraisal Process Can Be Worry-Free
  3. The Difference Between Private Mortgage Insurance And Homeowners Insurance
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