As a rental property owner, it is important to carry a landlord’s insurance policy which is very different from a homeowner’s insurance policy.
We have our landlord’s policy’s with Farmer’s Insurance.
One of the competitive advantages Farmers offers to Landlords is the extension of Liability coverage to protect a landlord from Wrongful Eviction suits. In California, even if the Landlord wins the case, they still may be on the hook to pay the tenants legal expenses! This is extremely important coverage not found with other carriers.
I highly recommend:
More details about coverage here: Landlord insurance policy flyer