Cheryl Bower's Real Estate Blog

Summer 2010 Market Outlook for San Francisco’s Real Estate Market

By Cheryl Bower | July 26, 2010

Summer 2010 Market Outlook for San Francisco’s Real Estate Market   July 23, 2010 Real Estate Report News and Updates for Homeowners In This Issue Summer Market Outlook Applications Now Being Accepted for GoSolarSF Tax Credit Extension is Welcome News Living With Nature in the City SFPL Now Offers Free Language Learning Tools How the…

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SOLD: Stoneyford Avenue, Excelsior District, San Francisco, CA

By Cheryl Bower | July 23, 2010

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West Portal, S.F. Market Trends as of July 23, 2010

By Cheryl Bower | July 23, 2010

West Portal, SF, CA Market Trends as of July 23, 2010   If you have a West Portal home that you are thinking about selling now may be the perfect time.  There is solid buyer demand, the properties that are well priced & show well are receiving multiple offers and inventory is really low (a…

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WEEKLY HOT RATES for the week of 7/22/2010 as provided by Guarantee Mortgage

By Cheryl Bower | July 22, 2010

WEEKLY HOT RATES for the week of 7/22/2010 as provided by Guarantee Mortgage   Wow!  These low interest rates should help get into our pricey S.F. real estate market. 30 Yr Fixed Conforming to $417K 4.250% “1.000” POINTS APR = 4.435% 30 Yr Fixed Jumbo to $729,750. 4.375% “1.000” POINTS APR= 4.568% 30 Year Fixed…

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Yes, You Can Still Get A Mortgage If You’re Pregnant

By Cheryl Bower | July 21, 2010

The New York Times ran an important story this week concerning pregnancy and mortgage approvals. Titled “Need a Mortgage? Don’t Get Pregnant”, the article discussed the difficulties that expecting and recently-expanded families are having with their mortgage financing.

Related posts:

  1. Your Mortgage Approval Isn’t Final Until It’s Funded
  2. How Today’s Employment Data Is Hurting Mortgage Rates
  3. The New Conforming Mortgage Guidelines, Effective September 1, 2009
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Cheryl Bower

Latest Issue of Zephyr Real Estate SF MarketTracker Week of 7/20/2010

By Cheryl Bower | July 20, 2010

  Real Estate Update for San Francisco Homebuyers and Sellers courtesy of: Cheryl Bower DRE# 01505551 415.999.3450 cheryl@cbower.com In This Issue… San Francisco Market Overview Cars to Condos CityPlace Becoming a Reality Greening Our City, One Block at a Time San Francisco Market Overview Single Family Homes Condos/TICs/Lofts 2-4 Units Median Sales Price, last 180…

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Eight Quick Tips for Living Green

By Cheryl Bower | July 20, 2010

Today, living green isn’t just a lifestyle choice; it makes solid financial sense. As home energy costs increase, homeowners are seeking simple and smart ways to save energy and consequently save money, too. Trying to create a more environmentally sound household doesn’t have to start with taking out a massive loan in order to […]

Related posts:

  1. Top Green Gardening Tips
  2. San Francisco Homeowners Have New Way to Pay for Going Green
  3. The Cost of Living Index Increases; Mortgage Rates Increase, Too.
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Sagging Homebuilder Confidence Opens The Door For Good Deals

By Cheryl Bower | July 20, 2010

Remember, it wasn’t too long ago that most builders were flush with home inventory, unable to find willing buyers. To help move product at that time, builders dropped prices and offered incentives including free upgrades. If confidence continues to sag going forward, home purchase deals of that nature may return — especially as the foreclosure market gets larger.

Related posts:

  1. The Housing Market Index Reaches A 16-Month High
  2. Home Supplies Plummet, Putting Pressure On Home Prices To Rise
  3. Housing Starts Make Its Largest Leap Since 2004
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The Fed’s June Minutes Keep Mortgage Rates In Rally-Mode

By Cheryl Bower | July 16, 2010

At 7,333 words, the June Fed Minutes is the unabridged version of the more well-known, post-meeting press release. The corresponding press release was just 360 words. It turns out, the Fed’s words are doing wonders for mortgage rates.

Related posts:

  1. The Fed’s April Minutes Push Mortgage Rates Even Lower
  2. How The “Fed Minutes” Can Change Mortgage Rates And Home Affordability
  3. Mortgage Rates Spike On The Federal Reserve’s January 2010 Meeting Minutes
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WEEKLY HOT RATES for the week of 7/13/2010 as provided by Guarantee Mortgage

By Cheryl Bower | July 15, 2010

Latest mortgage interest rates for FHA, jumbo & conforming loans as provided by Guarantee Mortgage

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