Insurance Archives | Cheryl Bower Realtor

Wrongful Eviction Insurance: Rental property owners, are you covered?

By Cheryl Bower | September 4, 2012

.. Wrongful Eviction Insurance: Are you Covered? Litigation costs a lot. Even an owner, who is wrongly sued by a tenant but wins in court, can lose tens of thousands of dollars in the process, especially if there is inadequate insurance coverage. A fire policy, does not offer protection against lawsuits. A property owner should also…

Indonesia, Haiti, New Zealand, now Japan… Are you ready for the Big One?

By Cheryl Bower | March 28, 2011

We have had several major Earthquakes around the world the past three years, and the USGS has predicted an 80% chance of a 6.0 or larger earthquake will hit northern California within the next 30 years, or for most of us, sometime in our lifetime. There is a 60% chance of that Earthquake happening in […]

When comparing your insurance premiums, use your discounts!

By Cheryl Bower | January 11, 2011

When comparing your insurance premiums you need to make sure you are looking at the whole picture rather than looking at one mono-policy compared to another. Often the various discounts available through a multiline carrier will make your overall insurance cost less than if you just compared one mono-line policy to another.

For example, […]

A Lender’s Perspective: How does the Homeowners Insurance Agent fit in during a Home Purchase?

By Cheryl Bower | August 25, 2010

In the case of a home purchase, the mortgage lender cannot do his job unless homeowners insurance is provided. And a good insurance agent is very important to make sure the client has the correct and adequate insurance coverage. How is the right coverage amount determined and how does the mortgage lender and […]