Is An FHA Mortgage Better Than A Conforming One?

By Cheryl Bower | July 26, 2011

The FHA is insuring a greater percentage of loans than during any time in recent history. In 2006, it insured roughly 5 percent of the purchase mortgage market. Today, it insures one-quarter. “Going FHA” is more common than ever before — but is it better?

Related posts:

  1. 2011 Conforming Loan Limits : No Change From 2010
  2. Why Now’s A Good Time To Consider An Adjustable Rate Mortgage
  3. Mortgage Rates Are Going Up — But Not For The Reason You’d Expect
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Bank Mortgage Lending Policies Appear To be Easing

By Cheryl Bower | August 29, 2010

According to the Federal Reserve’s quarterly survey of senior bank loan officers, roughly 1 in 10 lenders added mortgage qualification hurdles between April and June. It’s a huge departure from just 2 years ago when the mortgage industry was facing its first wave of challenges.

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  1. Mortgage Lending Starts To Show Signs Of A Thaw
  2. 1 In 8 Banks Tightened Prime Mortgage Standards Last Quarter
  3. Mortgage Approvals Are Getting More And More Scarce
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Yes, You Can Still Get A Mortgage If You’re Pregnant

By Cheryl Bower | July 21, 2010

The New York Times ran an important story this week concerning pregnancy and mortgage approvals. Titled “Need a Mortgage? Don’t Get Pregnant”, the article discussed the difficulties that expecting and recently-expanded families are having with their mortgage financing.

Related posts:

  1. Your Mortgage Approval Isn’t Final Until It’s Funded
  2. How Today’s Employment Data Is Hurting Mortgage Rates
  3. The New Conforming Mortgage Guidelines, Effective September 1, 2009
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