Cheryl Bower's Real Estate Blog

Better Credit Scores Get Better Mortgage Rates

By Cheryl Bower | November 7, 2010

Mortgage approvals are primarily based on good income, good equity and strong credit, and, without all three, the best rates of the day remain out of reach. Do something about your credit score.

Related posts:

  1. Better Credit Scores Get Better Mortgage Rates
  2. See How Credit Missteps Lower Your Credit Score
  3. Basic Credit Scoring Tips For A Better Mortgage Rate
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Foreclosure Activity By Metro Area, Q3 2010

By Cheryl Bower | October 29, 2010

Foreclosures are a big part of the housing market, with distressed properties accounting for 35 percent of all home resales last month, according to the National Association of REALTORS®. But for as common as foreclosures can be, they remain a localized concern.

Related posts:

  1. Foreclosure Activity Slows Again In June 2010
  2. Foreclosure Activity Falls For The 4th Straight Month
  3. Foreclosure Activity Slows For The First Time In Several Years
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Cheryl Bower

Latest Issue of Zephyr Real Estate S.F. MarketTracker week of 10/26/2010

By Cheryl Bower | October 26, 2010

Real Estate Update for San Francisco Homebuyers and Sellers courtesy of: Cheryl Bower DRE# 01505551 415.999.3450 cheryl@cbower.com Most Recent Sales citywide in the last 21 days Register on zephyrsf.com for a free account; no strings attached! Or sign up for MarketTracker in the purple box to the right In This Issue… San Francisco Market Overview…

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Time To Refinance? Mortgage Rates Down 1.00 Percent Since April

By Cheryl Bower | October 22, 2010

The rate-and-fee combination you’d get in your home state is different from the rate-and-fee combination you’d get if you lived somewhere else. In the West, rates are low and fees are high; in the Southeast, it’s the opposite.

Related posts:

  1. Mortgage Rates Make New Lows For The 9th Week In A Row
  2. What’s Ahead For Mortgage Rates This Week : April 27, 2009
  3. Don’t Rush To Refinance That ARM — It May Be Adjusting To 3 Percent Or Lower
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Jobs Data Shows Private Sector Growth, Hints At Lower Mortgage Rates

By Cheryl Bower | October 15, 2010

According to the government, 95,000 jobs were lost in September. Economists expected a net loss of 5,000. Mortgage rates should improve on the data today.

Related posts:

  1. July Jobs Data Is Weak, But Strong Enough To Sock Mortgage Rates
  2. The January 2010 Jobs Report May Lead Mortgage Rates And Home Prices Higher
  3. Nervous About Mortgage Rates Rising? Lock Thursday — Ahead Of Friday’s Jobs Report
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Spanish Med center patio home for sale, Outer Sunset, S.F., CA: SOLD!

By Cheryl Bower | October 14, 2010

Spanish Med center patio home for sale 1662 44th Ave., S.F., CA   Welcome home! Classic center patio Sunset home with newly refinished wood floors, freshly painted interior/exterior, elegant floor plan, spacious bedrooms w/ expansion potential in garage. Kitchen, breakfast room, formal dining room & hall overlook enclosed center patio. Original details retained throughout. It’s…

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Zephyr Real Estate Wins IMA Website Award!

By Cheryl Bower | October 7, 2010

Go Zephyr!! Looks like Zephyr’s new website is creating some excitement out there.  I think it’s a huge improvement over the prior version, offering video, in depth neighborhood details and market data not to mention more robust property search features.  If you are curious about price trends in your neighborhood and/or are thinking about buying…

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Noe Valley city view,top floor, updated, cat-friendly 2br/1ba rental $2500/mo

By Cheryl Bower | October 4, 2010

    [property_details details=”1″]   About Noe Valley         Posted by: Cheryl Bower, Realtor CRS, GRI, ABR, ePro Cell 415.999.3450 cheryl@cbower.com DRE #: 01505551 Zephyr Real Estate Follow Me on LinkedIn Facebook Flickr Twitter Facebook Blog RSS Yelp WordPress YouTube Chat cherylbowersf S.F. Bungalow Blog Home Sales Are Back On The Rise…

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America’s Most Expensive ZIP Codes (2010 Edition)

By Cheryl Bower | October 1, 2010

Tiny, tony 91008 — located in Duarte, California — tops the 2010 Forbes list of America’s Most Expensive ZIP Codes.

Related posts:

  1. National Real Estate Data Lumps 128,203,000 Homes In America Into 1 Data Set
  2. The Best And Worst Cities For Commuters (2010 Edition)
  3. Relocate America’s Top 100 Places To Live (2010 Edition)
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As Homebuilder Confidence Stagnates, Deals Abound

By Cheryl Bower | September 30, 2010

Home builder confidence held firm this month, according to the National Association of Home Builders’ monthly Housing Market Index. September’s reading of 13 equaled a 17-month low.

Related posts:

  1. Sagging Homebuilder Confidence Opens The Door For Good Deals
  2. Home Builder Confidence Falls Again; Home Buyers Gain Leverage?
  3. The Housing Market Index Reaches A 16-Month High
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