Cheryl Bower's Real Estate Blog

855 La Playa-Ocean Beach condo: SOLD

By hjadmin | December 30, 2010

855 La Playa-Ocean Beach condo: SOLD [property_details details=”1″]

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Boost Your 2010 Tax Deductions By Making Your January Mortgage Payment A Little Bit Early

By hjadmin | December 8, 2010

Looking for an extra 2010 tax deduction? Consider making your January mortgage payment a few days early.

Related posts:

  1. Get Extra Tax Deductions In 2008 — Pay Your Mortgage A Few Days Early
  2. How To Squeeze Extra Tax Deductions From Your Mortgage In 2007
  3. How To Increase Your 2009 Mortgage Interest Tax Deduction
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For dog lovers: Dogs Decoded, the special bond between dogs & humans

By hjadmin | November 29, 2010

For dog lovers: Dogs Decoded I think it’s pretty well known that San Francisco has more dogs than children. This is a great segment that explores the bond between humans & dogs.  I have the best of both worlds & have 2 cats & 2 dogs, creating a busy but fun household! Perhaps the perfect…

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Rich Americans Ditch Home Ownership For Renting: how would you spend $11,000/mo?

By hjadmin | November 29, 2010

Rich Americans Ditch Home Ownership For Renting: How would you spend $11,000/mo? The slot machine investment vehicle approach with real estate has certainly played a large role in our current economic crisis.  It’s time to get back to basics as to the why of owning a home since the days of double digit appreciation are…

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WEEKLY HOT RATES for the week ending 11/9/2010 as provided by Guarantee Mortgage

By hjadmin | November 13, 2010

WEEKLY HOT RATES for the week ending 11/9/2010 as provided by Guarantee Mortgage Wow!  How low will rates go this year? This will certainly help buyers get into our pricey S.F. real estate market. 30 Yr Fixed Conforming to $417K     4.000% “1.000” POINTS     APR = 4.128% 30 Yr Fixed Jumbo to $729,750.          4.250% “1.000” POINTS     …

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10% down and not FHA!

By hjadmin | November 11, 2010

Property type: Three-bedroom, two bath in Half Moon Bay
Appraised value: $585,000
Loan amount: $508,000
Loan type: 30yr fixed
Rate: 5%
Back story:
For a long time in this economy the only way to do a 10% down mortgage was through FHA. This loan makes the blog because it was the first loan we’ve done in a long while […]

Related posts:

  1. 6-figure debt, mortgages stood in way of his client
  2. Taking advantage of interest costs can change your situation!
  3. Why is having a close relationship with your client’s lender important?
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Fall 2010 Zephyr Real Estate Report: News and Updates for Homeowners

By hjadmin | November 9, 2010

Full Report Fall 2010 Real Estate Report News and Updates for Homeowners In This Issue Lenders Continue to Steer the Housing Recovery SF is First in Nation to Start College Savings for Every Kindergartner Survey Reveals Surprise Consumer Confidence Property Tax Advice from City Assessor Phil Ting Web Sites for Savvy Black Friday Shoppers Cheryl…

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Better Credit Scores Get Better Mortgage Rates

By hjadmin | November 7, 2010

Mortgage approvals are primarily based on good income, good equity and strong credit, and, without all three, the best rates of the day remain out of reach. Do something about your credit score.

Related posts:

  1. Better Credit Scores Get Better Mortgage Rates
  2. See How Credit Missteps Lower Your Credit Score
  3. Basic Credit Scoring Tips For A Better Mortgage Rate
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Foreclosure Activity By Metro Area, Q3 2010

By hjadmin | October 29, 2010

Foreclosures are a big part of the housing market, with distressed properties accounting for 35 percent of all home resales last month, according to the National Association of REALTORS®. But for as common as foreclosures can be, they remain a localized concern.

Related posts:

  1. Foreclosure Activity Slows Again In June 2010
  2. Foreclosure Activity Falls For The 4th Straight Month
  3. Foreclosure Activity Slows For The First Time In Several Years
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Cheryl Bower

Latest Issue of Zephyr Real Estate S.F. MarketTracker week of 10/26/2010

By hjadmin | October 26, 2010

Real Estate Update for San Francisco Homebuyers and Sellers courtesy of: Cheryl Bower DRE# 01505551 415.999.3450 cheryl@cbower.com Most Recent Sales citywide in the last 21 days Register on zephyrsf.com for a free account; no strings attached! Or sign up for MarketTracker in the purple box to the right In This Issue… San Francisco Market Overview…

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