10% down and not FHA!

By Cheryl Bower | November 11, 2010

Property type: Three-bedroom, two bath in Half Moon Bay
Appraised value: $585,000
Loan amount: $508,000
Loan type: 30yr fixed
Rate: 5%
Back story:
For a long time in this economy the only way to do a 10% down mortgage was through FHA. This loan makes the blog because it was the first loan we’ve done in a long while […]

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Fall 2010 Zephyr Real Estate Report: News and Updates for Homeowners

By Cheryl Bower | November 9, 2010

Full Report Fall 2010 Real Estate Report News and Updates for Homeowners In This Issue Lenders Continue to Steer the Housing Recovery SF is First in Nation to Start College Savings for Every Kindergartner Survey Reveals Surprise Consumer Confidence Property Tax Advice from City Assessor Phil Ting Web Sites for Savvy Black Friday Shoppers Cheryl…

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Latest Issue of Zephyr Real Estate S.F. MarketTracker week of 10/26/2010

By Cheryl Bower | October 26, 2010
Cheryl Bower

Real Estate Update for San Francisco Homebuyers and Sellers courtesy of: Cheryl Bower DRE# 01505551 415.999.3450 cheryl@cbower.com Most Recent Sales citywide in the last 21 days Register on zephyrsf.com for a free account; no strings attached! Or sign up for MarketTracker in the purple box to the right In This Issue… San Francisco Market Overview…

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Time To Refinance? Mortgage Rates Down 1.00 Percent Since April

By Cheryl Bower | October 22, 2010

The rate-and-fee combination you’d get in your home state is different from the rate-and-fee combination you’d get if you lived somewhere else. In the West, rates are low and fees are high; in the Southeast, it’s the opposite.

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Jobs Data Shows Private Sector Growth, Hints At Lower Mortgage Rates

By Cheryl Bower | October 15, 2010

According to the government, 95,000 jobs were lost in September. Economists expected a net loss of 5,000. Mortgage rates should improve on the data today.

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Zephyr Real Estate Wins IMA Website Award!

By Cheryl Bower | October 7, 2010

Go Zephyr!! Looks like Zephyr’s new website is creating some excitement out there.  I think it’s a huge improvement over the prior version, offering video, in depth neighborhood details and market data not to mention more robust property search features.  If you are curious about price trends in your neighborhood and/or are thinking about buying…

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Latest Issue of Zephyr Real Estate S.F. MarketTracker week of 9/25/2010

By Cheryl Bower | September 26, 2010
Cheryl Bower

Real Estate Update for San Francisco Homebuyers and Sellers courtesy of: Cheryl Bower DRE# 01505551 415.999.3450 cheryl@cbower.com In This Issue… San Francisco Market Overview SF School Boundary Map Released $30+ Million Mansion Fire Station Fire Sale San Francisco Market Overview Single Family Homes Condos/TICs/Lofts 2-4 Units Median Sales Price, last 180 days % Change from…

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