Zephyr Real Estate Wins IMA Website Award!

By Cheryl Bower | October 7, 2010

Go Zephyr!! Looks like Zephyr’s new website is creating some excitement out there.  I think it’s a huge improvement over the prior version, offering video, in depth neighborhood details and market data not to mention more robust property search features.  If you are curious about price trends in your neighborhood and/or are thinking about buying…

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Latest Issue of Zephyr Real Estate S.F. MarketTracker week of 9/25/2010

By Cheryl Bower | September 26, 2010
Cheryl Bower

Real Estate Update for San Francisco Homebuyers and Sellers courtesy of: Cheryl Bower DRE# 01505551 415.999.3450 cheryl@cbower.com In This Issue… San Francisco Market Overview SF School Boundary Map Released $30+ Million Mansion Fire Station Fire Sale San Francisco Market Overview Single Family Homes Condos/TICs/Lofts 2-4 Units Median Sales Price, last 180 days % Change from…

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Bank Mortgage Lending Policies Appear To be Easing

By Cheryl Bower | August 29, 2010

According to the Federal Reserve’s quarterly survey of senior bank loan officers, roughly 1 in 10 lenders added mortgage qualification hurdles between April and June. It’s a huge departure from just 2 years ago when the mortgage industry was facing its first wave of challenges.

Related posts:

  1. Mortgage Lending Starts To Show Signs Of A Thaw
  2. 1 In 8 Banks Tightened Prime Mortgage Standards Last Quarter
  3. Mortgage Approvals Are Getting More And More Scarce
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A Lender’s Perspective: How does the Homeowners Insurance Agent fit in during a Home Purchase?

By Cheryl Bower | August 25, 2010

In the case of a home purchase, the mortgage lender cannot do his job unless homeowners insurance is provided. And a good insurance agent is very important to make sure the client has the correct and adequate insurance coverage. How is the right coverage amount determined and how does the mortgage lender and […]

Related posts:

  1. What should I expect from my insurance agent/agency when I buy a new home?
  2. Do Your Own Research And Your Appraisal Process Can Be Worry-Free
  3. The Difference Between Private Mortgage Insurance And Homeowners Insurance
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Yes, You Can Still Get A Mortgage If You’re Pregnant

By Cheryl Bower | July 21, 2010

The New York Times ran an important story this week concerning pregnancy and mortgage approvals. Titled “Need a Mortgage? Don’t Get Pregnant”, the article discussed the difficulties that expecting and recently-expanded families are having with their mortgage financing.

Related posts:

  1. Your Mortgage Approval Isn’t Final Until It’s Funded
  2. How Today’s Employment Data Is Hurting Mortgage Rates
  3. The New Conforming Mortgage Guidelines, Effective September 1, 2009
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Eight Quick Tips for Living Green

By Cheryl Bower | July 20, 2010

Today, living green isn’t just a lifestyle choice; it makes solid financial sense. As home energy costs increase, homeowners are seeking simple and smart ways to save energy and consequently save money, too. Trying to create a more environmentally sound household doesn’t have to start with taking out a massive loan in order to […]

Related posts:

  1. Top Green Gardening Tips
  2. San Francisco Homeowners Have New Way to Pay for Going Green
  3. The Cost of Living Index Increases; Mortgage Rates Increase, Too.
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