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Home Mortgage Rates by Decade [INFOGRAPHIC]

A look at how mortgage interest rates have changed over the decades and what it means for today's home buyers.
June 25, 2025
Mortgage interest rates have dropped considerably over the past year, and compared to what we’ve seen in recent decades, it’s a great time to buy a home. Locking in a low rate today could save you thousands of dollars over the lifetime of your home loan, but these low rates may not last [forever](https://www.simplifyingthemarket.com/2021/02/18/will-low-mortgage-rates-continue-through-2021/?a=550432-7d0dd2250a392515b4ab3273bfa644ce). If you’re in a position to buy a home, let’s connect to determine your best move in today’s housing market while interest rates are still in your favor.

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